Annuities

Who’s who in an FIA?

How Do Fixed Indexed Annuities Work?

Fixed index annuities or FIAs, are insurance contracts that can provide retirement income.  Payments are determined by the performance of an index, such as the S&P 500. Fixed index annuities can help you find the right approach to achieve your retirement goals. 

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The Main Roles of Fixed Indexed Annuities

Generally, there are four parties involved in fixed index annuities contracts:
Insurance Company

Annuities are issued by life insurance companies. And, the life insurance company guarantees the annuity.

Contract Owner

A contractor owner is the person who buys an annuity.

Annuitant

Often, owners and annuitants are the same people, but this is not always the case.

Beneficiary

The beneficiary is the person who receives your death benefit when you pass away.

Choosing a Retirement Specialist

If you want more information about fixed indexed annuities, reach out to a retirement agent.  One retirement strategy does not fit all.  And, every agent is different. Good financial management can make a huge difference in your retirement. 

At GPS Retirement, we help our clients protect their retirement income.  Our team can provide more information regarding fixed index annuities. Contact us for a meeting at no cost to you.

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Agent License: RI 2107977

Agency: RI 3000099829

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*Backed by the claims paying ability of the carrier.
**Our products offer a reasonable rate of return, over time.

IMPORTANT CONSUMER INFORMATION
Any media logos and/or trademarks used on this website are the property of their respective owners and no endorsement by those owners of the advisor or firm is stated or implied.We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. *Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

By contacting Tom Guidici RI Lic. #2107977/ GPS Retirement RI Lic. #3000099829, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.

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